RAP/Pension InterestRate Chart July 2023
ATTN BP Employees, Please find the attached interest rate chart showing the most current values used in calculating your BP RAP (Pension) values, as well as our forecasts for the coming months. Since last month, we have seen interest rates remain essentially in-line with what our forecast suggested, however, there may be increased volatility in the [...]
Marathon 401(k) Model Allocations – Q3/2023
ATTN Marathon Employees, We have decided to maintain our quarterly allocation positions in the same percentages for Q3/2023 as they were last quarter. Through careful consideration and evaluation, we feel that keeping in line with our previous investment allocation strategy is the most appropriate course of action while we continue in this pre-recessionary economic environment. If [...]
Hilcorp 401(k) Model Allocations – Q3/2023
ATTN Hilcorp Employees, We have decided to maintain our quarterly allocation positions in the same percentages for Q3/2023 as they were last quarter. Through careful consideration and evaluation, we feel that keeping in line with our previous investment allocation strategy is the most appropriate course of action while we continue in this pre-recessionary economic environment. If [...]
HF Sinclair 401(k) Model Allocations – Q3/2023
ATTN HF Sinclair Employees, We have decided to maintain our quarterly allocation positions in the same percentages for Q3/2023 as they were last quarter. Through careful consideration and evaluation, we feel that keeping in line with our previous investment allocation strategy is the most appropriate course of action while we continue in this pre-recessionary economic environment. [...]
BP 401(k) Model Allocations – Q3/2023
ATTN BP Employees, We have decided to maintain our quarterly allocation positions in the same percentages for Q3/2023 as they were last quarter. Through careful consideration and evaluation, we feel that keeping in line with our previous investment allocation strategy is the most appropriate course of action while we continue in this pre-recessionary economic environment. If [...]
RAP/Pension InterestRate Chart June 2023
ATTN BP Employees, We understand the importance of your pension lump sum value and how it can be affected by changes in interest rates. At Capstone RIA, we specialize in helping you make informed decisions regarding your BP Retirement Plans, particularly during these uncertain times. Last month, we saw a slight increase in the interest rates [...]
RAP/Pension InterestRate Chart May 2023
ATTN BP Employees, Interest rates impacting your BP RAP (BP Pension) dropped slightly over the last month. However, we estimate the Treasury rate and Corporate Segment rates will rise slightly over the next month. As we noted previously, it's important to understand that these expectations can be subject to change based on new economic developments and [...]
RAP/Pension InterestRate Chart April 2023
Attn BP Employees, Interest rates were impacted in both directions over the past month with 1st and 2nd segment rates coming in lower than anticipated. The 3rd segment rate and Treasury rate were in line with our estimates. We anticipate corporate segment rates to drop over the coming months, which could provide relief for those looking [...]
HF Sinclair 401(k) Model Allocations – Q2/2023
ATTN HF Sinclair Employees, Capstone RIA Bellingham is pleased to release our newly updated 401(k) model allocations for Q2/2023. It’s no secret the US economy has been facing many challenges lately, including the recent news of a few or some US banks failing and the increasing possibility of our economy going into recession. In times like [...]
Hilcorp 401(k) Model Allocations – Q2/2023
ATTN Hilcorp Employees, Capstone RIA Bellingham is pleased to release our newly updated 401(k) model allocations for Q2/2023. It’s no secret the US economy has been facing many challenges lately, including the recent news of a few or some US banks failing and the increasing possibility of our economy going into recession. In times like these, [...]
