HF Sinclair 401(k) Model Allocations – Q4/2026
ATTN HF Sinclair Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q4/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our [...]
Hilcorp 401(k) Model Allocations – Q4/2026
ATTN Hilcorp Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q4/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
BP 401(k) Model Allocations – Q4/2026
ATTN BP Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q4/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
RAP/Pension Interest Rate Chart September 2026
BP Employees, Interest rates used to calculate your BP RAP were noticeably higher than our forecast last month, particularly the 2nd and 3rd corporate segment rates showed a significant increase over the previous month. The increase largely reflects a broad shift taking place in the bond market. Economic growth continues to come in stronger than many [...]
RAP/Pension Interest Rate Chart August 2026
BP Employees, Interest rates used to calculate your BP RAP came in mostly in line with our expectations last month. Looking ahead, however, we could see more movement between the different interest rate segments. Based on current market conditions, shorter-term rates appear likely to remain relatively stable, while intermediate-term rates have been moving lower and longer-term [...]
RAP/Pension Interest Rate Chart July 2026
BP Employees, Interest rates used to calculate your BP RAP came in mostly in line with our expectation of “little to no change” last month. This month, however, we are anticipating a noticeable increase in rates across all segments. While higher rates can result in lower pension lump-sum values, this should not be alarming. BP places [...]
BP 401(k) Model Allocations – Q3/2026
ATTN BP Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q3/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
Hilcorp 401(k) Model Allocations – Q3/2026
ATTN Hilcorp Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q3/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
HF Sinclair 401(k) Model Allocations – Q3/2026
ATTN HF Sinclair Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q3/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our [...]
RAP/Pension InterestRate Chart June 2026
ATTN BP Employees, Interest rates used to calculate your BP RAP ticked up slightly in May and we are expecting little to no change when June’s rates are released. That means June’s pension calculations should look fairly similar to May’s, however, current trends are pointing toward higher rates in July. Markets are still watching inflation closely. [...]

