BP 401(k) Model Allocations – Q4/2025
ATTN BP Employees, We would like to announce that for Q4/2025, we will be leaving 401(k) portfolios unchanged at this time. Depending on how upcoming debt ceiling developments and job report data unfold, adjustments may be made mid-quarter. Please keep an eye on our emails for any updates that may occur. During volatile markets, risk management [...]
Hilcorp 401(k) Model Allocations – Q4/2025
ATTN Hilcorp Employees, We would like to announce that for Q4/2025, we will be leaving 401(k) portfolios unchanged at this time. Depending on how upcoming debt ceiling developments and job report data unfold, adjustments may be made mid-quarter. Please keep an eye on our emails for any updates that may occur. During volatile markets, risk management [...]
HF Sinclair 401(k) Model Allocations – Q4/2025
ATTN HF Sinclair Employees, We would like to announce that for Q4/2025, we will be leaving 401(k) portfolios unchanged at this time. Depending on how upcoming debt ceiling developments and job report data unfold, adjustments may be made mid-quarter. Please keep an eye on our emails for any updates that may occur. During volatile markets, risk [...]
RAP/Pension InterestRate Chart September 2025
BP Employees, What changed this month Interest rates used to calculate your BP RAP pension lump-sums came in almost exactly as we had forecasted last month. Our forecast called for a slight decrease in rates, which is what happened. Looking ahead Based on market expectations and the Fed’s new policy direction, we are forecasting that the [...]
RAP/Pension InterestRate Chart August 2025
BP Employees, What changed this month The interest rates used to calculate your BP RAP pension lump‑sums didn’t move much over the past month. However, we are forecasting that these rates will decline moderately next month. What’s driving the outlook In late August, Federal Reserve Chair Jerome Powell spoke at the annual Jackson Hole conference, signaling [...]
RAP/Pension InterestRate Chart July 2025
BP Employees, Interest rates are expected to tick down slightly this month but not enough to cause a meaningful change to your BP lump sum pension value. For those planning to retire soon, your payout will remain largely the same compared to last month. So, what’s driving this? Bond yields have eased a bit as recent [...]
HF Sinclair 401(k) Model Allocations – Q3/2025
ATTN HF Sinclair, We are pleased to announce updated 401k allocation recommendations have been released for Q3/2025. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
Marathon 401(k) Model Allocations – Q3/2025
ATTN Marathon Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q3/2025. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
Hilcorp 401(k) Model Allocations – Q3/2025
ATTN Hilcorp Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q3/2025. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
BP 401(k) Model Allocations – Q3/2025
ATTN BP Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q3/2025. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
