Marathon 401(k) Model Allocations – Q3/2021
Attention Marathon Employees, Capstone RIA is pleased to announce the release of our Q3/2021 401(k) Model Allocations. In this quarter’s update we have made rotational style adjustments to the models reflecting a bias towards Large-Cap, US based companies, with a slightly heavier weighting toward Growth companies over Value companies. We have also reduced positions in US [...]
Hilcorp 401(k) Model Allocations – Q3/2021
Attention Hilcorp Employees, Capstone RIA is pleased to announce the release of our Q3/2021 401(k) Model Allocations. In this quarter’s update we have made rotational style adjustments to the models reflecting a bias towards Large-Cap, US based companies, with a slightly heavier weighting toward Growth companies over Value companies. We have also reduced positions in US [...]
BP 401(k) Model Allocations – Q3/2021
Attention BP Employees, Capstone RIA is pleased to announce the release of our Q3/2021 401(k) Model Allocations. In this quarter’s update we have made rotational style adjustments to the models reflecting a bias towards Large-Cap, US based companies, with a slightly heavier weighting toward Growth companies over Value companies. We have also reduced positions in US [...]
RAP/Pension InterestRate Chart June 2021
Attn BP Employees, Interest rates affecting BP Employees collecting their pension in September were essentially flat and almost exactly in line with our forecast from last month. This month’s forecast however indicates there could be a meaningful drop in rates, affecting October benefits commencement dates. The current drop in rates came on the heels of the [...]
The Cryptocurrency Phenomenon
WHAT IS IT? Cryptocurrency is a digital currency used to buy goods and services through a decentralized network based on blockchain technology. Individual coin ownership records are stored in a ledger administered by a computerized database using cryptography to secure transaction records through a network of computers. A defining feature is that they are generally not [...]
RAP/Pension InterestRate Chart May 2021
Attn BP Employees, Interest rates affecting BP employees collecting their pensions in August 2021 have flattened out and show a slight decrease from last month’s interest rates. As discussed in our BP pension email last month, the “pause” in rate increases was anticipated and welcomed after seeing several months of substantially higher rates. While the current [...]
RAP/Pension InterestRate Chart April 2021
Attn BP Employees, Interest rates for March (impacting July 2021 Benefit Commencement Dates) moved sharply higher for the third consecutive month. After several months of significant increases in corporate rates, we anticipate the current pace to pause, providing those of you who are retiring later this year the possibility of relief from the massive swings affecting [...]
RAP/Pension InterestRate Chart March 2021
BP Employees, Interest rates for February (impacting June 2021 Benefit Commencement Dates) continued to move sharply higher after already experiencing significant increases over the past several months. Figures released this month show the largest percentage increase we have seen in several years. Next month, we anticipate an even larger move higher when March’s rates are finalized [...]
Hilcorp 401(k) Model Allocations – Q2/2021
Attention Hilcorp Employees, Capstone RIA is pleased to announce the release of our Q2/2021 401(k) Model Allocations. In this quarter’s update we are maintaining a “Cautiously Optimistic” outlook for equity markets and a pessimistic or bearish outlook for bond markets. With COVID restrictions continuing to relax and the massive level of financial stimulus added to the [...]
BP 401(k) Model Allocations – Q2/2021
Attention BP Employees, Capstone RIA is pleased to announce the release of our Q2/2021 401(k) Model Allocations. In this quarter’s update we are maintaining a “Cautiously Optimistic” outlook for equity markets and a pessimistic or bearish outlook for bond markets. With COVID restrictions continuing to relax and the massive level of financial stimulus added to the [...]
