RAP/Pension InterestRate Chart January 2026
BP Employees, What changed this month Interest rates used to calculate BP RAP pension lump sums moved very little this month, resulting in minimal changes to lump-sum values. Overall, the rates came in very close to our expectations, with only small movements across the Corporate Segment rates. For most participants, the net impact on lump-sum values [...]
HF Sinclair 401(k) Model Allocations – Q1/2026
ATTN HF Sinclair Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q1/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our [...]
Hilcorp 401(k) Model Allocations – Q1/2026
ATTN Hilcorp Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q1/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
BP 401(k) Model Allocations – Q1/2026
ATTN BP Employees, We are pleased to announce updated 401k allocation recommendations have been released for Q1/2026. For clients who are enrolled in our 401(k) direct management services, your 401(k) investment positions have already been updated and you do not need to take any action at this time. If you do not currently utilize our 401(k) [...]
RAP/Pension InterestRate Chart December 2025
BP Employees, What changed this month Interest rates used to calculate BP RAP pension lump sums were little changed in December. While some segments moved slightly up and others slightly down, the overall effect was negligible, leaving lump-sum values largely steady compared with last month. Over the past three months, these rates have also remained relatively [...]
RAP/Pension InterestRate Chart November 2025
BP Employees, What changed this month Interest rates used to calculate your BP RAP pension lump sums moved modestly lower this month. The pullback in longer-term rates since early fall has continued, which is generally supportive of higher pension lump-sum values. Looking ahead Based on market expectations and the Federal Reserve’s recent policy moves, we believe [...]
BP 401(k) Model Allocations – Q4/2025
ATTN BP Employees, We would like to announce that for Q4/2025, we will be leaving 401(k) portfolios unchanged at this time. Depending on how upcoming debt ceiling developments and job report data unfold, adjustments may be made mid-quarter. Please keep an eye on our emails for any updates that may occur. During volatile markets, risk management [...]
Hilcorp 401(k) Model Allocations – Q4/2025
ATTN Hilcorp Employees, We would like to announce that for Q4/2025, we will be leaving 401(k) portfolios unchanged at this time. Depending on how upcoming debt ceiling developments and job report data unfold, adjustments may be made mid-quarter. Please keep an eye on our emails for any updates that may occur. During volatile markets, risk management [...]
HF Sinclair 401(k) Model Allocations – Q4/2025
ATTN HF Sinclair Employees, We would like to announce that for Q4/2025, we will be leaving 401(k) portfolios unchanged at this time. Depending on how upcoming debt ceiling developments and job report data unfold, adjustments may be made mid-quarter. Please keep an eye on our emails for any updates that may occur. During volatile markets, risk [...]
RAP/Pension InterestRate Chart September 2025
BP Employees, What changed this month Interest rates used to calculate your BP RAP pension lump-sums came in almost exactly as we had forecasted last month. Our forecast called for a slight decrease in rates, which is what happened. Looking ahead Based on market expectations and the Fed’s new policy direction, we are forecasting that the [...]
